Finance consulting that keeps you moving.
We help Australian businesses and individuals understand their asset finance options and connect them with the right finance professionals for vehicles, equipment, commercial assets and more.
24-48hrs
Typical approval time
40+
Lenders on Panel
100%
Free consultation
Finance consulting that keeps you moving.
We help Australian businesses and individuals understand their asset finance options and connect them with the right finance professionals for vehicles, equipment, commercial assets and more.
24-48hrs
Typical approval time
40+
Lenders on Panel
100%
Free consultation
Finance guidance for every asset your business depends on
From a single work vehicle to a complete fleet or fit-out, we help you understand your options and connect you with experienced finance professionals across Australia.
Vehicle Finance
Cars, utes, motorbikes, caravans and trucks. We help you understand the options including chattel mortgage, novated and consumer lending.
Learn moreEquipment Finance
Machinery, tools, technology and fit-outs. Learn about chattel, lease and rental structures that suit your business.
Learn moreCommercial & Fleet
Multi-unit fleets, primary production and heavy vehicle lending with flexible structuring options.
Learn moreBusiness Loans
Working capital, unsecured loans, invoice and trade finance for cash-flow and growth.
Learn morePersonal Loans
Flexible personal lending options for a range of needs, from debt consolidation to major purchases.
Learn moreNot sure yet?
Let’s work it out together.
Talk to us about your situation — we’ll help you understand the right direction and connect you with a finance specialist.
A simple, four-step path from enquiry to outcome
We take the confusion out of asset finance. Tell us what you need, and we'll guide you to the right finance professional.
Talk it through
Share a little context about the asset, your business and your goals. No credit checks, no obligation.
We assess your needs
We review your situation and identify the types of finance and lending structures worth exploring.
Connect with a specialist
We refer you to a trusted finance professional from our network who is best placed to help with your specific needs.
Get the right outcome
Your dedicated specialist arranges the finance, manages the lender process and gets you to settlement.
A consultancy built on trust, clarity and practical advice
We combine deep industry knowledge with straightforward, human service so you get the right guidance, not just the fastest sale.
100%
Free consultation
24hrs
Typical response time
98%
Client satisfaction
15yrs
Industry experience
Transparent & compliant
We clearly disclose our referral arrangements and operate with full transparency about our role.
Licensed network
Access to a network of trusted finance professionals, from major bank specialists to niche asset lenders.
Honest guidance
Clear, plain-English information about finance options. No jargon, no pressure, just informed decisions.
Ongoing support
We stay in touch beyond your initial enquiry. Asset upgrades, refinancing guidance and rate reviews.
What our clients say
Real feedback from Australians we've helped navigate the finance landscape.
Real clients, real results.
“Had a great experience buying my Land Cruiser with Lachlan. The whole process was super smooth and transparent from start to finish. Couldn't recommend L&R Consultants more highly. If you're in the market and needing some finance, you're in good hands.”
Kavindu S.
“L&R Consultants made the process straightforward and efficient. They connected me with the right financial expert quickly, kept everything moving, and helped me get my car sorted without delays or unnecessary back and forth. Serious team, clear communication, and real results.”
Mark B.
“I can't recommend L&R enough. From our first call to approval they guided us clearly and professionally — everything felt straightforward and I never had to guess what was happening. We were approved much sooner than expected and felt genuinely supported the whole way through.”
Jason M.
“As a first-time buyer I was nervous, but L&R made it simple. They answered every question quickly, kept me updated at each step and really listened. It felt like they genuinely cared — I couldn't be happier with how smooth it was.”
Emily C.
“Great service and clear communication from start to finish. They handled our caravan finance with minimal fuss, kept the process transparent, and were friendly and efficient the entire time.”
Tyler A.
04 — Ready when you are
Let’s find the right finance path for you.
Make an enquiry, model repayments, or check your indicative eligibility. We’ll connect you with the right finance professional.