Finance Solutions
Find the right specialist for the finance you need.
Every finance need is different. L&R helps you understand where to start and connects you with a finance specialist suited to your particular situation. Whether you’re financing a vehicle, equipment, a business or something more specialised, we help make the first step simple.
Start with L&RFive finance areas. One place to start.
You don’t need to know exactly who to call before you contact us. Start by telling us what you’re looking to achieve. We’ll help connect you with the right finance specialist for the job.
General information only: The information on this page is provided for educational purposes and does not constitute financial advice, credit advice, or a recommendation for any specific financial product. Product availability, rates and criteria vary by lender.
01
Finance area
Vehicle Finance
For everyday business vehicles, utes, prestige cars, caravans and motorbikes. Consumer and commercial structures are available.
Finance options that may be available
Things your finance specialist may consider
- Loan amounts typically from $10,000 to $500,000+
- Terms commonly 1–7 years with flexible balloons
- Low-doc options may be available for established businesses
- Private sale and dealer finance options
02
Finance area
Equipment Finance
Income-producing equipment for trades, manufacturing, hospitality, medical and technology, new or used.
Finance options that may be available
Things your finance specialist may consider
- Finance typically from $5,000 to $5M+
- Tax-effective structures including full depreciation
- Sale & lease-back for capital release
- Fast approvals on common asset types
03
Finance area
Commercial & Fleet
Heavy vehicles, prime movers, trailers, primary production machinery and whole-of-fleet programs.
Finance options that may be available
Things your finance specialist may consider
- Fleet programs from $250k to $50M
- Consolidated reporting & renewal cycles
- Primary production seasonal repayments
- National footprint, specialist lenders
04
Finance area
Business Loans & Working Capital
Unsecured loans, invoice finance and trade facilities to fund growth, stock and cash-flow.
Finance options that may be available
Things your finance specialist may consider
- Typically from $10,000 to $1M+ unsecured
- Same-day approvals on select products
- Flexible weekly or monthly repayments
- Advance against outstanding invoices
05
Finance area
Personal Loans
Flexible personal lending for a wide range of needs, from debt consolidation and home improvements to major purchases.
Finance options that may be available
Things your finance specialist may consider
- Loan amounts typically from $2,000 to $75,000+
- Competitive fixed and variable rate options
- Flexible terms from 1 to 7 years
- Fast approvals with streamlined applications
04 — Ready when you are
Let’s find the right finance path for you.
Start with L&R, model repayments, or check your indicative eligibility. We’ll connect you with the right finance professional.