Legal
Disclaimer
General Information Only
The information provided on this website and by L&R Consultants is general in nature and is provided for educational and informational purposes only. It does not constitute financial advice, credit advice, tax advice, or a recommendation for any specific financial product or service.
Not a Credit Provider or Broker
L&R Consultants does not hold an Australian Credit Licence (ACL) and does not provide credit, arrange credit contracts, act as a finance broker, or submit credit applications on behalf of any person. We are a finance consulting service that provides general information about asset finance options and, where appropriate, refers enquiries to licensed finance professionals.
Referral Arrangements
L&R Consultants may receive a referral fee from licensed finance professionals to whom we refer your enquiry. Any such arrangement will be disclosed to you before the referral is made. Referral fees do not affect the cost of any finance product you may ultimately obtain.
Calculator & Eligibility Tool
The loan repayment calculator and eligibility assessment tool provided on this website produce indicative estimates only. They do not constitute an offer of finance, a quote, or a guarantee of any interest rate, repayment amount, or loan approval. Actual rates, fees, terms and eligibility criteria will be determined by the relevant credit provider and may differ significantly from the estimates shown.
No Guarantee
L&R Consultants does not guarantee finance approval, any particular interest rate, or any specific outcome from using our service or the services of any licensed professional we refer you to. Past outcomes are not a reliable indicator of future results.
Seek Independent Advice
Before making any financial decision, you should consider your own personal circumstances and seek independent financial, legal, and tax advice from a suitably qualified professional. The information on this website should not be relied upon as a substitute for professional advice.
Third-Party Content
This website may contain links to third-party websites or reference third-party products and services. L&R Consultants does not endorse, control, or accept responsibility for the content, products, or services of any third-party website or provider.
Limitation of Liability
To the maximum extent permitted by law, L&R Consultants, its directors, employees, and agents exclude all liability for any loss, damage, cost, or expense (whether direct, indirect, or consequential) arising from or in connection with the use of this website, reliance on information provided, or the services of any third party referred through this website.
Australian Law
This website and our services are governed by the laws of the Commonwealth of Australia and the State of Queensland. Any disputes will be subject to the exclusive jurisdiction of the courts of Queensland, Australia.
This disclaimer was last updated in May 2025. L&R Consultants reserves the right to update this disclaimer at any time without notice.